Second Charge Lending

Second charge mortgage allows you to use any equity you have in your home as well as security against another loan.

There are several reasons why you might consider a second charge mortgage:
– if you’re struggling to get some form of unsecured borrowing, such as a personal loan, perhaps because you’re self-employed
– if your credit rating has gone down after taking out your first mortgage, remortgaging could mean you end up paying more interest on your entire
mortgage. A second mortgage only means extra interest just on the amount you want to borrow
– if your mortgage has a high early repayment charge, it might be cheaper for you to take out a second charge mortgage rather than to remortgage.

Second charge lending are referred to a third party. Neither Smooth Financial Group Ltd or PRIMIS are responsible for the service received

Save yourself time, stress, and money.

Your home may be repossessed if you do not keep up repayments on your mortgage