Your home may be repossessed if you do not keep up repayments on your mortgage

What is a Later Life Mortgage?

It is a mortgage product designed for those who require a mortgage running up to the age of 85 and need to decide on their financial future, choosing between  retirement or continuing their work after reaching retirement age. We can consider retirement mortgages up to the age of 85, whether you are or will be retired, or looking to continue working in a non-manual position! Every case is unique, and we’ll treat it as such. If you are still looking for answers to questions such as “Can I get a mortgage at 50 or over?“, want to move homes to be near your family or release capital from your existing property to help out the children, grandchildren or even great-grandchildren, we’ll be here to answer all your questions. At Smooth Financial Group, we are experts, who can help you in all aspects of the mortgage process. Don’t worry — you will leave your mortgage in the hands of experts, who have handled more than 1,000 later life mortgages.