Protect the people who depend on you.
A mortgage protects your home — protection looks after your family if life doesn’t go to plan. We build cover around your budget and your priorities, with no scare tactics.
Cover that fits your life, not a sales script
The right protection means that if you couldn’t work, fell seriously ill, or worse, your family could stay in their home and keep the lights on. We compare insurers to get you suitable cover at a fair price — and we’ll never oversell.
- Life cover and decreasing (mortgage) cover
- Critical illness cover
- Income protection if you can’t work
- Sickness & accidental cover
- Fracture cover and Best Doctors — optional add-ons
- Family income benefit and business protection
Please note: Fracture Cover and Best Doctors Cover is available as an optional feature of selected protection policies and is not available as a stand-alone product. Any premium payable for this benefit is in addition to the cost of the core protection policy and may be subject to its own terms and conditions.
Build your protection.
Tap to add or remove cover and see what your plan would protect.
A guide only — we’ll tailor the right cover and amounts to your family.
Whole-of-market protection.
Through our membership of TMA Mortgage Club we can arrange cover with the UK’s leading life, critical illness and income protection insurers.
Cirencester FriendlyCirencester FriendlyWhat’s included
Life cover
A lump sum or income for your family if you die during the policy term.
Critical illness
A payout on diagnosis of a serious illness covered by the policy.
Income protection
A regular income if illness or injury stops you working.
Sickness & accidental
Cover if an accident or short-term illness keeps you off work.
Fracture cover
A cash lump sum for common bone fractures — add-on to many plans.
Best Doctors
A second medical opinion from world-leading specialists — peace of mind included.
Family & business
Family income benefit and cover for business owners and key people.
Common questions
How much life cover do I need?
What’s the difference between life cover and income protection?
Should my policy be written in trust?
Ready to make it smooth?
A no-obligation consultation, whole-of-market choice, and a team that stays with you long after completion.