Mortgages

Moving home, handled smoothly.

Whether you’re upsizing, downsizing or relocating, we’ll line up the right mortgage and keep the timing on track — so you can focus on the move, not the paperwork.

A couple carrying boxes outside their new home
Overview

Port, switch or borrow more — we’ll find the best route

Moving home isn’t just a bigger mortgage. You might be able to take your current deal with you (porting), switch lenders for a better rate, borrow more for your next place, or restructure the term. We compare all of it.

  • Check whether porting your existing deal is worthwhile
  • Compare the whole market if a new lender is cheaper
  • Arrange additional borrowing for your onward purchase
  • Shorten your mortgage term to save on interest — or extend it if it improves affordability
  • Protection & buildings insurance arranged in one place
  • Coordinate timing so your sale and purchase line up

Your home may be repossessed if you do not keep up repayments on your mortgage. A mortgage is a loan secured against your home.

How we help

What’s included

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Porting your mortgage

Keep your current rate where it makes sense — we’ll do the maths.

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Borrow more

Fund the gap to your next home with the right additional lending.

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Shorten or extend the term

Shorter term to save on interest — or longer to ease monthly payments.

Timed to your move

We help align your completion dates and reduce the stress.

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Protection & buildings

One place for the mortgage, life cover and buildings insurance.

★ Decision in Principle

Get a Decision in Principle — and offer with confidence.

A Decision in Principle shows estate agents and sellers you’re a serious, credit-checked buyer, and tells you exactly what you can spend before you start viewing. We can arrange one quickly, usually with a soft check that won’t affect your credit score.

Good to know

Common questions

Can I take my current mortgage with me?
Often yes — this is called porting. Whether it’s the best option depends on early repayment charges and the rates available now. We’ll compare porting against switching.
Can I borrow more when I move?
Usually, subject to affordability and the lender’s criteria. We’ll show you how additional borrowing affects your monthly payments.
What about early repayment charges?
If you’re still in a fixed deal, leaving early can trigger a charge. We factor this in before recommending anything.

Ready to make it smooth?

A no-obligation consultation, whole-of-market choice, and a team that stays with you long after completion.

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